Our HSBC Low Rate Credit Card has the below great features:

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Low ongoing card purchase rate of 12.99% p.a.
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No overseas transaction fees for online or overseas purchases2
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Complimentary Domestic Travel insurance3
WHAT IS INTEREST FREE1?
Interest Free is the easy way to buy what you want today and pay it off over an Interest Free period. You simply make your purchase in-store or online and spread your repayments for up to 60 months.
HOW INTEREST FREE WORKS?
An Interest Free purchase can be made using any HSBC Credit Card. The purchase will not incur interest charges for the promotional period. You need to make minimum monthly repayments to avoid fees and charges and the Interest Free purchase must be repaid in full before the Interest Free period expires to avoid interest charges. Any balance outstanding at the end of the promotional period will be charged interest at the cash advance rate (currently 25.99%).
HSBC Low Rate Credit Card Fees and Charges
Fee Type | Fee Amount & Details |
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Annual Credit Card Fee | $99 |
Interest Free Period on purchases | Up to 55 days4 |
Minimum Income Requirement | $40,000 p.a. |
Minimum Credit Limit Offered | $1,000 |
Interest Rate for Purchases | 12.99% p.a. |
Interest Rate for Cash Advances | 25.99% p.a. |
Overseas Transaction Fees | 0% |
Cash Advance Fees | The higher of 3% or $4 |
Multiple additional cards for family or friends over 16 years | Yes (no fee) |
You can compare our full suite of credit cards here
Apply to make your Interest Free purchase with the HSBC Low Rate Credit Card
Complete your application online today.
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